Submit form SGLV 8283 (or SGLV 8283A for family coverage) with a death certificate to the Office of Servicemembers’ Group Life Insurance (OSGLI). Contact your Branch of Service for assistance.

A certified death certificate, SGLV 8283 or SGLV 8283A form, and sometimes additional evidence like service records are required.

Denials may occur due to clerical errors, lapsed coverage, invalid beneficiary designations, or disputes over the cause of death.

Processing typically takes 30–60 days, but delays can occur if documentation is incomplete or disputes arise.

Yes, you can appeal by providing additional evidence to OSGLI or seeking legal assistance to challenge the denial.

Yes, SGLI covers deaths on active duty, including from war or terrorism, unlike many private policies with war exclusions.

Benefits are paid according to the order of precedence: spouse, children, parents, estate, or next of kin.

If listed as a beneficiary, an ex-spouse may receive benefits, as SGLI laws preempt state divorce decrees unless changed. Legal advice is crucial.

A lawyer is helpful for denied, delayed, or disputed claims, especially involving complex issues like beneficiary disputes or federal regulations.