We know. It's a game.
You can't win if you don't know the rules.
Let's just be honest -- insurance companies don't always make it easy to collect on a claim. In fact, most of the folks who reach out to us are pretty furious about the games being played to avoid paying claims. When you lose a loved one, the last thing you need is a life insurance company refusing to pay. Grieving families shouldn't have to take on the added challenge of battling a life insurance company and its unlimited resources to get the money they rightfully deserve.
As reported by the television show 60 Minutes in a piece that aired in April 2016, two dozen of the nation's largest life insurance companies recently agreed to pay back death benefits to families who were owed more than $7.5 billion. This is a game to them, and the game is seeing how much money they can keep for themselves.
Fortunately, we understand the games the insurance companies play, and we recognize when they aren't playing by the rules. Our attorneys have resolved life insurance cases at all stages of the game. We come from the world of estate planning, where life insurance often plays an important role in providing for families in the event of a person's untimely death. In our years of practicing in this field, we have seen many cases where a person expecting to receive life insurance death benefits was left empty-handed. Entire families have been financially devastated over these outcomes. After seeing enough of these cases, we finally decided to do something about it.
We opened our firm to help people get access to quick and efficient legal services without having to come out of pocket to pay expensive legal fees. The good news is that life insurance is a heavily regulated industry, and the law provides many protections for customers who purchase life insurance policies. Our goal is to use those rules against the insurance company, and help you get your money as quickly as possible.
Michael J. Hoover
Phone: (225) 246-8706
William J. Perry
Phone: (504) 883-8385
A life insurance specialist who has spent years in contentious, high-profile litigation, Mr. Hoover understands what his clients are going through, because he has been through it himself. He holds a license in Louisiana.
Also admitted to federal courts in: Colorado, Illinois, Louisiana, Michigan, New Mexico, New York, Oklahoma, Tennessee, Texas and Wisconsin, and he has been granted permission to appear in life insurance cases in federal courts in Alabama, Arizona, Arkansas, California, Florida, Georgia, Maryland, Minnesota, Mississippi, Nevada, New Jersey, Ohio, Utah and Washington.
Tulane University School of Law, J.D. - 2002
A former Department of Justice trial attorney, Mr. Perry is a seasoned litigator with experience in many jurisdictions throughout the United States. He holds licenses in Illinois, Louisiana, Missouri, Virginia, and Washington, D.C.
Also admitted to federal courts in: Florida, Kansas, Illinois, Louisiana, Michigan, Missouri, Texas and Virginia, and he has been granted permission to appear in life insurance cases in federal courts in Arizona, California, Georgia, Indiana, Maryland, Mississippi, and Ohio.
Tulane University School of Law, LL.M - 1988