Results · Interpleader · Beneficiary dispute

Named beneficiary awarded $134,000 in group life insurance after rival claims fall away

The insured's daughter said he and our client had divorced, and another woman claimed to be his legal wife. The daughter disclaimed, the other claimant defaulted, and the court ordered payment to our client.

  • Interpleader
  • Beneficiary dispute
  • Kansas
Amount
$134,000 (group life insurance proceeds awarded to our client)
Counsel
Interpleader Law
Result for
The insured's sole designated beneficiary, our client
Case
Reliance Standard Life Insurance Co. v. Coleman
Court
U.S. District Court, District of Kansas
Docket
No. 2:25-cv-02587-HLT-GEB
Decided
September 1, 2026
Issue
Competing spousal and family claims to employer group life insurance, resolved by disclaimer and default judgment

The insured had $144,900 in group life insurance through his employer and named our client as his sole beneficiary. After funeral and burial costs that she assigned from the benefit were paid, $134,162.69 remained.

Two other people disputed her claim. The insured’s daughter said he and our client had divorced, and another woman told the insurer that she, not our client, was his legal wife. Faced with competing claims, the insurer filed an interpleader action in federal court.

We represented the designated beneficiary. The daughter disclaimed any interest in the proceeds. The other claimant waived service but never answered, and the clerk entered her default. The court granted our client’s motion for default judgment, held that the other claimant had forfeited any interest in the proceeds, and ordered the insurer to pay our client.

What it shows. A claimant who disputes a beneficiary designation has to appear and press the claim. One who stays silent forfeits it, and the designated beneficiary is paid.

Read the court's order

For a detailed legal summary of this decision, see interpleader.com's decisions library.

Past results do not guarantee a similar outcome. This summary describes the court's ruling; it is not legal advice about any other case.

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