Results · Interpleader · Beneficiary disputes

Son receives $399,000 after a late beneficiary change by power of attorney is resolved

Days before the insured died, his sister used a power of attorney to name herself beneficiary of his ERISA group life coverage. The claims were resolved by agreement, and the court ordered most of it paid to his son.

Amount
$399,000 (court-ordered payment to our client, plus interest)
Counsel
Interpleader Law
Result for
The insured's son, our client
Case
Jones v. Metropolitan Life Insurance Co.
Court
U.S. District Court, Eastern District of Louisiana
Docket
No. 2:24-cv-01967-GGG-KWR
Decided
January 13, 2025
Issue
A beneficiary change made under a power of attorney shortly before death, resolved by agreement

The insured had group life coverage through his employer, a plan governed by ERISA. According to the insurer, in the days before he died his sister, acting under a power of attorney, contacted the plan and designated herself as sole primary beneficiary. His son disputed the change, and a funeral home also asserted a claim. The insurer filed an interpleader and deposited the benefit with the court.

We represented the son. The claimants resolved the dispute by agreement, and on their joint motion the court entered a final judgment ordering most of the benefit, with interest, paid to our client.

What it shows. A beneficiary change made by an agent just before death invites challenge, and a family member who contests it can reach a court-ordered recovery.

Read the court's order

Past results do not guarantee a similar outcome. This summary describes the court's ruling; it is not legal advice about any other case.

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