Results · Interpleader · Beneficiary disputes

Named beneficiary defeats a slayer claim built on speculation

An estate claimed the named beneficiary caused the insured's death. The court held Mississippi's slayer statute requires evidence, not suspicion, and granted summary judgment for the beneficiary.

Amount
$155,000 (paid to our client from the court registry, including interest)
Counsel
Interpleader Law
Result for
The named beneficiary, the insured's wife, our client
Case
Garden State Life Insurance Co. v. Estate of Raine
Court
U.S. District Court, Southern District of Mississippi
Docket
No. 2:17-cv-103-KS-JCG
Decided
September 25, 2018
Issue
What evidence a slayer claim requires under Miss. Code Ann. § 91-1-25

The insured died in his home in 2011, and the death was ruled a homicide. Years later, no one had been arrested. His wife was the named beneficiary. His estate claimed she was responsible for his death and should be barred from the proceeds, and the insurer filed an interpleader.

We represented the wife. Mississippi’s slayer statute, Miss. Code Ann. § 91-1-25, bars a beneficiary who willfully caused or procured the insured’s death, and in a civil case the party invoking it must prove that by a preponderance of the evidence. The estate offered an affidavit from a relative and pointed to other circumstances, but the court found nothing tying our client to the death, calling the estate’s case “nothing more than mere speculation at this point.”

The court granted summary judgment for our client, denied reconsideration, and entered a final judgment ordering the fund disbursed.

What it shows. A slayer accusation can freeze a policy for years, but it cannot win without specific evidence. Suspicion alone is not enough.

Read the court's order

For a detailed legal summary of this decision, see interpleader.com's decisions library.

Past results do not guarantee a similar outcome. This summary describes the court's ruling; it is not legal advice about any other case.

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